THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to digital channels for their financial needs. This shift has caused to a drop in branch openings, and many institutions are closing existing branches to streamline costs. Desp

Free cash flow (FCF) serves as a crucial metric for investors and business operators alike. It illustrates the true cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can suggest a healthy and sustainable business, capable of growing. Understanding how to determine FCF and strategic